I am shopping aorund for health insurance for myself and i am not sure what insurance companies that are tried and true in ohio. I have tried anthem and found a good plan 180/month for everything but dental and eye which is not a big deal and it doesnt have a copay for anything which is great, and i am just trying to see if any other companies that deal with ohio are around that price for what i am looking for. can anyone help?
no its just for me, my boyfriend and out daughter has insurance through his work, and she is also on state insurance because of her speech therapy. i dont need dental right now but i need to go to the dr and the plan i am looking it covers everything but dental and eye inculding mental materny hospital in and out
add on: I havent been to the dr in over two years ( since i had my daughter) i have never smoked at all i have no medical issues
call a broker in your area. that will save you time because you tell them what you want and they do the shopping around for you.
I can't really answer your question specifically in Ohio, but I am in Washington and in the same situantion as you are.
Instead of trying to figure the ins and outs of insurance, I am working with an insurance broker whose job it is to know this stuff. I don't know it works in Ohio, but here in Washington, insurance brokers work for free for the clients and are paid directly by the insurance company one he signs someone up for a policy.
You migh want to check it out. I found mind mine by word of mouth, but you can probably fine someone in the phonedbook. Good luck!
That's cheap--I'd jump on it.
Oh, my gosh...$180 is a great deal. Are you sure it covers maternity? I have an Anthem plan...no vision or dental. It's over $500 with a $2500 deductible! I'm very frustrated. It's ridiculous!
Look carefully at their evaluation requirements. I suspect that for $180 a month (never heard of a plan that cheap!), you'll have to go through a medical review first. Those reviews can be tough to pass. If you've gone to the doctor recently, ever had any medical issues, have smoked at any time in your life, expect to be rejected. They look for people who have basically never gone to the doctor, never get so much as a sniffle.
I've been through the process before and wish someone had warned me about the medical review. Thought we were a piece of cake/easy sign up and we got rejected.
180 a month and it don't cover dental or eye? ouch dental is one of the most expensive things there is my other half had 5 teeth pulled and w/insurance it would have been 100+ per tooth.. /is that plan for the whole family I hope? I would google health insurance plans in your area
